Develop a good idea, with the help of your financial institution, as to how much of a property you are able and/or want to afford. Ask your financial institution for a pre-approved mortgage letter to carry with you as you search for properties.
Determine what type of home you want. Neighborhood characteristics size, age range or other factors may be important to you. Prioritize the characteristics that will most effect your decision.
Look carefully at a home you are interested. Are there any cracks in the basement? Do you see any water spots on the floors or ceilings? Flush the toilets and run the sinks, how do they work? Find a good inspector to perform a thorough home inspection for you. Your banker/mortgage company may have some recommendations.
Consider paying an attorney to help you through the paper work. Some people feel more comfortable having this extra help. Purchasing a home is an big investment and can be complicated.
Obtain books from the library or book store that walk you through the proper paperwork and buying procedures.
Shop around for the best mortgage rates, but make sure you use a reputable mortgage lender